A cheaper health insurance policy can become the costliest mistake
Most people make a mistake while buying health insurance—
they choose based on premium.
Cheaper looks attractive…
but when a claim comes, the gaps show.
Hospital costs are rising.
But the real risk is what your policy does NOT cover.
Ask a few key questions:
Is there a co-pay?
Any room rent limits or caps?
Does it allow multiple claims with refill benefits?
And beyond that—
How reliable is the claim settlement?
How fast are claims processed?
Even waiting periods and network hospitals matter.
These are only a few points—
there are many more details to check.
Don’t decide based on premium alone.
Take proper guidance before choosing.
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